Insurance law and regulation can raise difficult issues for insurers and policyholders to resolve. Both sides need specialist legal advice from insurance lawyers who can view complex legal and regulatory issues from every angle.
Our specialist insurance lawyers combine insurance law and regulatory expertise with in-depth insurance sector knowledge. We represent UK and international corporate and banking policyholders, as well as insurers, reinsurers, brokers, and other intermediaries.
Policyholders in areas such as construction, transport, energy and financial services come to us for our combination of key sector insight and proven insurance law expertise. We work with policyholders to get claims paid as quickly and cost effectively as possible.
For insurers and brokers, we deliver specialist expertise and in-depth sector knowledge to assist them in ensuring regulatory compliance, distributing products, acquisitions/disposals and resolving disputes.
Our insurance lawyers advise on the full spectrum of insurance policy types, including: Professional Indemnity, Property Damage and Business Interruption, Construction (All Risks and Delay in Start-Up), Cyber Risks, Public and Employers' Liability, Product Liability, Directors and Officers (D&O), Trustee Liability, Warranty & Indemnity, Title, Political Risk, Credit and Financial Institutions.
Areas of focus
For policyholders
- Acting for policyholders on disputes with insurers over insurance coverage.
- Advising policyholders on making notifications and presenting claims to insurers.
- Assisting on the drafting of insurance policies including transactional risks insurance such as Warranty & Indemnity insurance.
- Reviewing and advising on policy wordings.
- Representing policyholders in the pursuit and defense of disputes covered by insurance.
- Advising on insurance as security for third parties.
For insurers
- Drafting policy wordings.
- Reviewing policy documentation and promotional materials for regulatory compliance.
- Advising on the development and distribution of insurance products and services.
- Advising on authorisation of firms and approved persons, appointed representatives and passporting.
- Advising on the sale and purchase of insurance businesses, joint ventures and outsourcing.
- Negotiating buy-ins, buy-outs and longevity swaps.
- Advising on mis-selling complaints.
- Assisting with regulatory investigations and enforcement action, including by the Financial Conduct Authority (FCA).
- Representing insurers in subrogated claims.
- Representing brokers in claims, including professional negligence and breach of restrictive covenants.