PSD2 authorisation and reporting requirements: insight from the FCA and EBA
The FCA has revealed how it proposes to implement PSD2 changes to authorisation and reporting. In this article, we examine the FCA's approach and how it might change in light of the EBA's guidelines.
26 July 2017
Distributed ledger technology: FCA publishes Discussion Paper
The regulator's Discussion Paper on distributed ledger technology shows its commitment to better engage with UK fintech and highlights some key issues in the technology's development.
30 May 2017
Understanding the new Payment Services Regulations
We explain the background to the new Payment Services Regulations and consider how businesses can prepare for implementation.
12 September 2017
A guide to Open Banking
What is Open Banking and what does it mean for you? A guide on the new Open Banking Standard for fintech firms, banks, small businesses and consumers.
23 October 2017
Innovate Finance reports on the outcome of its Industry Sandbox Consultation
Innovate Finance's report on an industry sandbox suggests exciting opportunities ahead for UK fintech.
07 June 2017
A guide to initial coin offerings
Initial coin offerings (ICOs) have become the latest fintech trend. But what are they? We explain how ICOs work, why investors are so excited and why regulators are so alarmed.
13 November 2017
An introduction to smart contracts
Through blockchain technology, smart contracts are set to revolutionise legal and commercial transactions. We look at how smart contracts work, the benefits and whether we can get rid of lawyers.
11 September 2017
An introduction to crowdfunding
Crowdfunding is an increasingly popular alternative method of raising finance. But what is crowdfunding? In this article we explain how crowdfunding works, the risks and rewards and the UK regulation.
13 February 2018
Crowdfunding: restriction on 'offers to the public'
Investment-based crowdfunding platforms are usually well-educated on financial promotions but, in the race to raise funds, may overlook another area of key legal importance.
11 May 2017
What is a collective investment scheme? The High Court gives its decision in FCA v Forster
In this article we examine the High Court’s decision in The Financial Conduct Authority v Forster & Ors on what is a collective investment scheme (“CIS”) under the UK’s Financial Services and Markets Act 2000 (“FSMA”)
14 February 2024
Building Safety: Developments in the building safety regime in Scotland
As reform to the building safety regime in Scotland begins to pick up pace, this article discusses recent key developments in this space in Scotland
15 July 2024
Labour’s proposals for non-doms and their structures
We now know that it will be Labour who will be reforming the non-dom regime. This article recaps their proposals and what might happen in practice
11 July 2024